/* ===================================
   RESET
=================================== */

*{
margin:0;
padding:0;
box-sizing:border-box;
}

html{
scroll-behavior:smooth;
}

body{
font-family:'Inter',sans-serif;
background:#f8f9fb;
color:#222;
overflow-x:hidden;
}

/* ===================================
   CONTAINER
=================================== */

.container{
width:90%;
max-width:1200px;
margin:auto;
}

/* ===================================
   HERO
=================================== */

.hero{
min-height:100vh;
display:flex;
align-items:center;
background:
linear-gradient(
135deg,
#8d001f 0%,
#c1002a 50%,
#ff335f 100%
);
padding:80px 0;
color:white;
position:relative;
overflow:hidden;
}

.hero::before{
content:"";
position:absolute;
width:600px;
height:600px;
background:rgba(255,255,255,.08);
border-radius:50%;
top:-250px;
right:-200px;
}

.hero-wrapper{
display:grid;
grid-template-columns:1fr 480px;
gap:60px;
align-items:center;
}

.badge{
display:inline-block;
background:rgba(255,255,255,.15);
padding:12px 20px;
border-radius:50px;
font-size:14px;
backdrop-filter:blur(20px);
margin-bottom:25px;
}

.hero h1{
font-size:68px;
font-weight:800;
line-height:1.1;
margin-bottom:20px;
}

.hero h1 span{
display:block;
color:#ffd4dc;
}

.hero p{
font-size:18px;
line-height:1.8;
max-width:650px;
margin-bottom:30px;
opacity:.95;
}

/* ===================================
   BUTTONS
=================================== */

.btn-group{
display:flex;
gap:15px;
margin-bottom:40px;
flex-wrap:wrap;
}

.btn{
padding:16px 30px;
border-radius:14px;
text-decoration:none;
font-weight:700;
transition:.3s;
}

.btn-primary{
background:white;
color:#b0002a;
}

.btn-primary:hover{
transform:translateY(-4px);
box-shadow:0 15px 35px rgba(0,0,0,.15);
}

.btn-outline{
border:2px solid rgba(255,255,255,.4);
color:white;
}

.btn-outline:hover{
background:white;
color:#b0002a;
}

/* ===================================
   STATS
=================================== */

.stats{
display:flex;
gap:25px;
flex-wrap:wrap;
}

.stat{
background:rgba(255,255,255,.12);
backdrop-filter:blur(20px);
padding:20px;
border-radius:18px;
min-width:120px;
text-align:center;
}

.stat h3{
font-size:28px;
font-weight:800;
margin-bottom:5px;
}

.stat span{
font-size:14px;
}

/* ===================================
   LOAN CARD
=================================== */

.loan-card{
background:rgba(255,255,255,.15);
backdrop-filter:blur(30px);
padding:35px;
border-radius:28px;
border:1px solid rgba(255,255,255,.2);
box-shadow:
0 20px 60px rgba(0,0,0,.2);
}

.secure{
display:inline-block;
background:white;
color:#c0002d;
padding:10px 16px;
border-radius:40px;
font-weight:600;
font-size:14px;
margin-bottom:20px;
}

.card-title{
font-size:32px;
margin-bottom:15px;
}

.card-desc{
line-height:1.8;
margin-bottom:25px;
}

.feature{
background:rgba(255,255,255,.1);
padding:18px;
border-radius:14px;
display:flex;
justify-content:space-between;
margin-bottom:15px;
}

.apply-btn{
width:100%;
padding:18px;
border:none;
background:white;
color:#c0002d;
font-weight:800;
font-size:16px;
border-radius:14px;
cursor:pointer;
margin-top:15px;
transition:.3s;
}

.apply-btn:hover{
transform:translateY(-4px);
}

/* ===================================
   SECTION
=================================== */

.section{
padding:100px 0;
}

.section-title{
text-align:center;
font-size:46px;
margin-bottom:20px;
font-weight:800;
}

.section-subtitle{
text-align:center;
max-width:700px;
margin:auto;
line-height:1.8;
color:#666;
margin-bottom:60px;
}

/* ===================================
   BENEFITS
=================================== */

.grid{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:30px;
}

.card-box{
background:white;
padding:35px;
border-radius:24px;
box-shadow:0 10px 30px rgba(0,0,0,.06);
transition:.3s;
}

.card-box:hover{
transform:translateY(-10px);
}

.icon{
font-size:42px;
margin-bottom:20px;
}

.card-box h3{
margin-bottom:12px;
font-size:22px;
}

/* ===================================
   STEPS
=================================== */

.steps{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:30px;
}

.step{
background:white;
padding:40px;
border-radius:24px;
text-align:center;
box-shadow:0 10px 30px rgba(0,0,0,.05);
}

.number{
width:70px;
height:70px;
background:#c0002d;
color:white;
display:flex;
align-items:center;
justify-content:center;
border-radius:50%;
font-size:28px;
font-weight:800;
margin:auto;
margin-bottom:20px;
}

/* ===================================
   CTA
=================================== */

.cta{
padding:120px 20px;
text-align:center;
background:
linear-gradient(
135deg,
#8d001f,
#c1002a
);
color:white;
}

.cta h2{
font-size:52px;
margin-bottom:20px;
}

.cta p{
font-size:18px;
margin-bottom:35px;
}

.cta a{
display:inline-block;
background:white;
color:#c0002d;
padding:18px 40px;
border-radius:14px;
text-decoration:none;
font-weight:800;
}

/* ===================================
   FOOTER
=================================== */

.footer{
background:#2c2c2c;
color:white;
padding-top:70px;
}

.footer-top{
width:90%;
max-width:1200px;
margin:auto;

display:grid;
grid-template-columns:
1fr
1fr
1fr;

gap:50px;
}

.footer-column h3{
margin-bottom:20px;
font-size:28px;
}

.footer-logo{
width:180px;
margin-bottom:25px;
}

.contact-item{
line-height:1.8;
margin-bottom:15px;
}

.footer-column p{
line-height:1.8;
margin-bottom:15px;
}

.certificate{
width:100%;
max-width:320px;
background:white;
padding:10px;
border-radius:10px;
margin-bottom:20px;
}

.footer-links{
display:flex;
flex-direction:column;
gap:10px;
}

.footer-links a{
color:white;
text-decoration:none;
opacity:.8;
}

.footer-links a:hover{
opacity:1;
}

.footer-bottom{
border-top:1px solid rgba(255,255,255,.1);
margin-top:50px;
padding:35px 5%;
display:flex;
justify-content:space-between;
gap:40px;
}

.social-media{
display:flex;
gap:15px;
align-items:center;
flex-wrap:wrap;
}

.social-media a{
color:white;
text-decoration:none;
font-weight:600;
}

/* ===================================
   MOBILE
=================================== */

@media(max-width:992px){

.hero-wrapper{
grid-template-columns:1fr;
}

.hero h1{
font-size:48px;
}

.grid,
.steps,
.footer-top{
grid-template-columns:1fr;
}

.footer-bottom{
flex-direction:column;
}

}

@media(max-width:768px){

.hero{
padding:60px 0;
}

.hero h1{
font-size:40px;
}

.section-title{
font-size:34px;
}

.cta h2{
font-size:36px;
}

.loan-card{
padding:25px;
}

}